cropped-Untitled-5-1.png
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

These days, it seems like all the power and wealth is going to a small group of wealthy elites. The 1%. They keep getting richer while the rest of us work tirelessly just to keep the bills paid.

Sound familiar? It does to us, too. There is some good news, though. Just because you’re not extravagantly wealthy doesn’t mean you can’t make these savvy money moves. Here’s what to do with your money if you’re part of the 99%.

1. People Who Don’t Use This Free Tool Are Overpaying on Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?

That’s exactly what this free service does. 

Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $800 million.

You can get started in just a few clicks to see if you’re overpaying online.

2. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called Fiona could help you pay off that bill as soon as tomorrow.

Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

If your credit score is at least 620, Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months.

Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free t0 check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.

3. Get $50 When You Slash Your Home Internet Bill to as Little as $30/Month

There are some bills you just can’t avoid. For most of us, that includes our internet bill. You can’t exactly go without it these days, and your provider knows that — that’s why so many of us are overpaying. 

But with T-Mobile, you can get high-speed, 5G home internet for as little as $30 a month. They’ll even guarantee to lock in your price. 

You’re probably thinking there’s some catch, but they’ll let you try it out for 15 days to see if you like it. If not, you’ll get your money back. You don’t even have to worry about breaking up with your current provider — T-Mobile will pay up to $750 in termination fees.

Even better? When you switch now, you’ll get $50 back via prepaid MasterCard.

Just enter your address and phone number here to see if you qualify. You could be paying as low as $30 a month for high-speed internet. 

4. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

5. Get Up to $250 Just for Setting Up Direct Deposit With This Account

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.4% is basically nothing). 

But there’s good news: SoFi Checking and Savings has one of the most competitive annual percentage yields (APY) we’ve found for a checking account. You can earn a hefty 4.50% APY on savings balances if you set up direct deposit and 1.20% APY on checking balances  — that’s 11 times more than the national average.

You can easily deposit checks via your phone’s camera, transfer funds and get customer service via chat or call. And there are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M through the SoFi Insured Deposit Program).

Ready to grow your money faster? It’s quick and easy to open an account with SoFi Checking and Savings. Right now, you can even earn up to a $250 welcome bonus with qualifying direct deposits (terms apply).*

6. Add $100 to Your Wallet for Trying Out Apps

Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app.

You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app.

You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money.

Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.

It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out. 

7. Invest in Real Estate Without the Volatility — You Only Need $500

You’re not the only one who daydreams about making money in your sleep. And investing in real estate is one of the best ways to earn passive income. The only problem? You need to have lots of money. Well, you used to…

With a company called Connect Invest, you can get your foot in the door for just $500, investing in what are called short notes. And, if you make your first investment before August 31, you can earn a $20 bonus.

Basically, you’re buying the debt that wealthy developers take on to fund their real estate projects — and they have to pay you back, with up to 9% in interest… while you sleep. 

With Connect Invest, you’ll invest for terms of six, 12 or 24 months, during which you’ll receive monthly fixed-interest payments between 7.5% and 9%. You could earn a legit passive income with those rates — and it’s way higher than what you’d earn with your savings account!

Connect Invest carefully vets each real estate project and borrower. And don’t worry, all loans are backed by real estate collateral. In the rare event of a default, Connect Invest’s sister company will foreclose on the property with the investors’ approval and sell it to recover your investment. 

It’s super easy to set up your free account and start investing. To earn your $20 bonus, make sure to select “Penny Hoarder” as a referral source, and apply promo code “PH23.” 

*Users must meet certain suitability standards, pursuant to the Connect Invest II Offering Circular. Users must make an investment on or before August 31, 2023. Investors will receive their $20 bonus with their first interest earnings.

Past performance does not guarantee future results or success. The material contained herein does not constitute an offer to sell or a solicitation of any offer to purchase these securities, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful.

*SoFi members with direct deposit can earn up to 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.50% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/2/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet

4 thoughts on “Not Part of the Wealthy Elite? 7 Savvy Things to Do With Your Money if You’re Part of the 99%

  1. Brands that manufacture chronometer watches
    Understanding COSC Validation and Its Importance in Horology
    COSC Accreditation and its Strict Criteria
    COSC, or the Official Swiss Chronometer Testing Agency, is the authorized Switzerland testing agency that attests to the accuracy and precision of timepieces. COSC certification is a sign of excellent craftsmanship and dependability in chronometry. Not all watch brands seek COSC validation, such as Hublot, which instead sticks to its proprietary strict criteria with movements like the UNICO calibre, achieving comparable accuracy.

    The Science of Exact Timekeeping
    The core mechanism of a mechanical watch involves the spring, which delivers power as it unwinds. This system, however, can be prone to environmental elements that may affect its precision. COSC-certified movements undergo demanding testing—over 15 days in various conditions (5 positions, three temperatures)—to ensure their durability and dependability. The tests evaluate:

    Typical daily rate accuracy between -4 and +6 secs.
    Mean variation, maximum variation levels, and effects of temperature changes.
    Why COSC Accreditation Matters
    For watch aficionados and collectors, a COSC-certified watch isn’t just a item of tech but a proof to lasting excellence and precision. It symbolizes a timepiece that:

    Provides excellent dependability and accuracy.
    Offers confidence of quality across the entire construction of the watch.
    Is apt to retain its value more efficiently, making it a sound investment.
    Famous Chronometer Brands
    Several renowned manufacturers prioritize COSC accreditation for their watches, including Rolex, Omega, Breitling, and Longines, among others. Longines, for instance, offers collections like the Archive and Soul, which showcase COSC-validated movements equipped with advanced substances like silicon equilibrium springs to improve resilience and efficiency.

    Historic Background and the Evolution of Chronometers
    The concept of the timepiece dates back to the requirement for exact chronometry for navigational at sea, emphasized by John Harrison’s work in the 18th century. Since the formal foundation of Controle Officiel Suisse des Chronometres in 1973, the validation has become a benchmark for judging the precision of high-end watches, sustaining a tradition of excellence in horology.

    Conclusion
    Owning a COSC-certified watch is more than an visual selection; it’s a commitment to excellence and precision. For those valuing accuracy above all, the COSC accreditation offers peacefulness of mind, guaranteeing that each certified timepiece will perform reliably under various conditions. Whether for personal satisfaction or as an investment, COSC-validated watches distinguish themselves in the world of watchmaking, maintaining on a legacy of meticulous chronometry.

  2. Тестирование Тетер для чистоту: Как сохранить свои цифровые состояния

    Каждый день все больше людей обращают внимание на безопасность личных цифровых активов. День ото дня мошенники придумывают новые способы хищения цифровых денег, а также держатели криптовалюты оказываются пострадавшими их подстав. Один из подходов обеспечения безопасности становится проверка кошельков для наличие незаконных средств.

    Зачем это потребуется?
    В первую очередь, с тем чтобы защитить свои активы от мошенников или украденных монет. Многие инвесторы встречаются с риском потери их активов из-за мошеннических механизмов или кражей. Проверка бумажников помогает выявить сомнительные операции и предотвратить возможные убытки.

    Что мы предлагаем?
    Наша компания предоставляем услугу проверки электронных бумажников и транзакций для обнаружения источника фондов. Наша система исследует информацию для выявления незаконных операций или оценки опасности для вашего портфеля. За счет такой проверке, вы сможете избежать недочетов с регуляторами и защитить себя от участия в незаконных операциях.

    Каким образом это работает?
    Мы работаем с лучшими аудиторскими компаниями, такими как Kudelsky Security, чтобы обеспечить аккуратность наших проверок. Наша команда применяем новейшие технологии для определения опасных транзакций. Ваши данные проходят обработку и хранятся согласно с высокими нормами безопасности и конфиденциальности.

    Каким образом проверить свои Tether на чистоту?
    При наличии желания проверить, что ваша Tether-кошельки чисты, наш сервис предлагает бесплатное тестирование первых пяти кошельков. Просто введите положение вашего кошелька на на сайте, а также мы предложим вам подробный отчет о его статусе.

    Охраняйте ваши активы уже сегодня!
    Не рискуйте подвергнуться шарлатанов или попадать в неприятную обстановку по причине незаконных операций. Свяжитесь с нашему сервису, для того чтобы защитить ваши цифровые финансовые ресурсы и избежать неприятностей. Сделайте первый шаг к сохранности вашего криптовалютного портфеля прямо сейчас!

Leave a Reply

Your email address will not be published. Required fields are marked *

Active Search Results Page Ranking Technology